When renting your home, you need to have renter’s insurance to protect yourself. There are many ways that these policies protect you, and you should never be without this insurance. If you’re renting and aren’t ensured, you should be. Most landlords actually require renters to have this insurance. Call us at Nieroda Insurance Agency in Saint Charles, MO to get your own policy.

It Protects Your Belongings

One of the best reasons to have this insurance is that it protects your belongings in case a damaging event affects them. You’ve invested plenty in the things you own, and they need to be protected against things like calamities, disasters, and accidents. With this coverage, you can get your things replaced if they have been damaged or destroyed by a covered incident. 

It Protects Your Liability

In a renter’s insurance policy, there is coverage for your liability in your home. If someone comes to your home and gets injured there, it’s important for you to have this coverage. Medical bills are always getting higher, and this coverage can pay those bills on your behalf. This can save you from a serious financial crunch if anyone has an accident in your home. Even a minor accident can require expensive medical treatment. 

It Protects Your Standard of Living

If your rental is damaged so much that it isn’t livable, your renter’s insurance can pay for you to live somewhere else while your home is being repaired. Many renters don’t think about this coverage, but it’s excellent coverage if you should ever need it. 

Get Renter’s Insurance 

Keep yourself safe by always having renter’s insurance. Call us at Nieroda Insurance Agency in Saint Charles, MO, to get started on a policy.