We've all been there. Well, a lot of us have. You're in the market for a new car and you're worried. You're concerned about which vehicle to buy, where to buy it, and how much to spend. You're also anxious about insurance. Automobile insurance can be expensive and in most states it's mandatory. Plus, you wouldn't want to be without coverage after an accident, especially if you're at fault. That's why you need insurance. That's why you need to contact Nieroda Insurance Agency.
Located in Saint Charles, MO, Nieroda Insurance Agency provides affordable and reliable coverage. Whether you drive a Mercedes or a Honda, insurance matters. In Missouri, drivers must carry an automobile policy with at least $25,000 for bodily injury per person, $50,000 for total bodily injury, and $10,000 for total property damage. Missouri residents also must have uninsured motorist coverage for bodily injury in the event that the person you hit isn't insured.
In Missouri, if you're pulled over without proof of insurance, you could face a fine or worse. The officer who pulled you over will contact the Department of Roads and if they can't confirm that you have insurance on your vehicle, your license could be suspended for up to 1 year. Tickets for failure to show proof of insurance will tack on 4 points to your driving record. You may also receive an order of supervision. After this is issued, the Driver's License Bureau will monitor your policy to make sure you maintain the proper coverage rates.
Automobile insurance is important. Not only is it required, but coverage could also save you hundreds if not thousands of dollars in the long run. If you're shopping for a vehicle or if you're not satisfied with your current policy, contact Nieroda Insurance Agency for a free quote. You can also visit us online, give us a call, or you can visit our offices in Saint Charles, MO.
