Consider the type of protection you need for your company’s modified roofing system. Then, upgrade your existing commercial insurance policy. The additional insurance coverage will protect the new roofing materials from damage and theft.
Modified Roofing System
A modified roofing system will increase your business’s overall value, and upgraded roofing materials may improve its thermal envelope.
The roof design could improve the aesthetics of your business, allowing you to attract more customers. For these reasons, it is essential to protect your investment. Protection can provide relief if you need to repair or replace the roof.
Natural Weather Events
Weather events can damage the roofing system, resulting in weakened or separated roofing materials. Adequate protection can salvage materials affected by a natural weather event.
Before you add this type of protection to your commercial insurance policy, seek a professional assessment of the rooftop. The assessment will determine the overall condition of the roof. It will also reveal any problems that you may face during the course of ownership of the building you own and operate.
The coverage you seek for the modified roof should correlate to the value of the new roofing materials.
Vandalism and Theft
Although it may not seem likely, vandalism and theft could occur on the new rooftop. Materials could be altered or stolen without any warning. Your commercial insurance policy can include coverage that will protect against vandalism, theft, and other criminal acts.
Discuss your Policy with a Missouri Insurance Agency
Schedule an appointment with one of our Nieroda Insurance Agency representatives. An insurance agent serving the Saint Charles, MO, region can assist you with various commercial insurance services.