For yacht owners in Saint Charles, MO, one of the greatest joys we see at Nieroda Insurance Agency is throwing parties on such a large watercraft. Although it can be fun to invite all of your friends and acquaintances to a night of festivities on the water, it can also come with some risks that could turn into expensive bills if you don’t have the right kind of protection. Whether you host events on your yacht or let it sit docked most of the time, we can’t stress enough how important it is to have coverage on your luxurious watercraft.
What Does Watercraft Insurance Cover?
Watercraft insurance, also known as “boat insurance,” covers a range of watercraft. It covers watercraft large and small, from jet skis to sailboats to yachts. Although every policy is different, most watercraft insurance policies provide coverage that involves some combination of liability, protection from theft, and damage from qualifying events. If you are new to holding watercraft insurance, we recommend speaking with one of our qualified insurance professionals to learn what your policy covers and what it doesn’t cover. If you want a higher level of protection for your boat, we can discuss your options.
Watercraft Insurance Is Crucial for Party Hosts
A lot can happen when you’re out on the water. Even if you’re close to shore, someone could fall off your yacht or get injured while they’re on it. As a result, you can never be too careful. Watercraft insurance may cover liability if you are found to be the responsible party in a boating accident or injury, so you should make it a priority.
Call our office in Saint Charles, MO at Nieroda Insurance Agency today to cover your watercraft!
